Free informational guide · Not a law firm · Not legal advice · Disclaimer

Truck and 18-wheeler crashes in Greenville, SC

Commercial truck crashes involve federal safety rules, larger insurance policies, and company records that can be discarded on a schedule. Here's what the official rules say.

Commercial vehicle crashes in South Carolina

According to the S.C. Department of Public Safety's 2024 Traffic Collision Fact Book (Part V):

Locally, Greenville County recorded 1,777 collisions on interstates in 2024, and I-85 was the county's second-highest crash roadway with 1,143 collisions (Greenville County summary). Many truck crashes in the county happen on I-85 and its interchanges. See Greenville crash data.

Insurance: why truck policies are larger

Federal rules set minimum public liability coverage for interstate carriers (49 CFR 387.9):

Federal minimum financial responsibility (selected), 49 CFR 387.9
Type of carriage (GVWR 10,001 lbs or more unless noted)Minimum
For-hire, interstate, non-hazardous property$750,000
Oil and certain hazardous materials (interstate in any quantity; intrastate in bulk)$1,000,000
Certain bulk hazardous substances, explosives, and other high-hazard materials$5,000,000

That compares with a $25,000 per-person minimum for an ordinary South Carolina auto policy (S.C. Code § 38-77-140). These are federal minimums. A particular carrier may carry more, and a truck may be covered by more than one policy (for example, the motor carrier's and a trailer owner's).

Hours-of-service rules

Driver fatigue is a recurring issue in truck crashes. For property-carrying drivers, federal rules generally provide (49 CFR 395.3):

Records and how long they are kept

Several key records have federal retention periods, which is why early action matters:

Retention periods are minimums, not guarantees. A lawyer can send a written request asking a carrier to preserve logs, inspection records, dispatch data and vehicle data before they are lost.

Post-crash drug and alcohol testing

After certain crashes, the employer must test its surviving CMV driver (49 CFR 382.303):

Whether testing happened, and when, can be important evidence.

Inspection, medical and phone rules

Who may be responsible

Depending on the facts, responsibility can involve the driver, the motor carrier, a company that loaded the cargo, a maintenance shop, or the owner of the trailer. Identifying every party and policy is fact-specific work, and it is one reason truck cases usually need a lawyer early.

Practical steps after a truck crash

Deadline

A truck crash injury claim generally has the same three-year deadline as other South Carolina injury claims (§ 15-3-530(5)). The federal record-retention periods above are much shorter, though, so waiting has a cost. See all deadlines.

Questions to ask a lawyer about a truck crash

  1. Who was the motor carrier, and was the truck operating interstate or intrastate at the time?
  2. Has a preservation letter gone out for the driver's hours-of-service records, inspection and maintenance files, and any onboard data?
  3. Was a post-crash drug and alcohol test required, and was it done ({c('cfr382','49 CFR 382.303')})?
  4. What insurance minimum applies to this carrier and cargo, and are there excess policies ({c('cfr387','49 CFR 387.9')})?
  5. Did the State Transport Police or Highway Patrol do a separate inspection of the truck?
  6. Could the shipper, loader, broker or a maintenance contractor have records that matter?

Larger carriers usually have insurers and adjusters working on a crash quickly. Ask how the lawyer would handle early contact from them.